Health Insurance - Screening for Ovarian Cancer - Required Coverage and Prohibited Cost Sharing

HB 1495 requires health insurers and plans in Maryland to cover preventive ovarian cancer screenings - including MRI and CT scans - for individuals aged 45 and older, with no out-of-pocket costs like copays or deductibles. It applies to all health insurance policies issued in Maryland, except for those under high-deductible health plans (HDHPs), which may still require the deductible to apply for these screenings. The law takes effect on January 1, 2026, ensuring coverage without cost-sharing for eligible individuals. This directly affects health insurers, plans, and people over 45 seeking ovarian cancer screenings.