Health Insurance - Required Coverage - Hearing Aids

HB 1355 requires health insurers in Maryland to cover medically necessary hearing aids for adults if the devices are ordered, fitted, and dispensed by a licensed hearing aid dispenser (in addition to coverage when prescribed by an audiologist). Insurers must cover up to $1,400 per hearing aid per ear every three years, but enrollees can choose more expensive devices and pay the difference without penalty. The law applies to all health insurance policies issued, delivered, or renewed in Maryland on or after January 1, 2026. This directly affects adults with hearing loss covered by health insurance plans subject to Maryland’s insurance regulations.