Health Insurance - Provider Panels - Credentialing for Behavioral Health Care Professionals

HB 1351 requires health insurance carriers in Maryland to accept or reject applications from specific behavioral health professionals within 30 days of receiving a complete application. It directly affects licensed graduate social workers, counselors, therapists, and psychology associates who practice within their licensed scope, prohibiting carriers from rejecting them solely based on their license type. The bill shortens the decision timeline for clinical professionals (like Licensed Clinical Social Workers) to 30 days, compared to the previous 120-day window for others, and mandates written notice of decisions. Carriers failing to comply face penalties under Maryland insurance law. This change aims to streamline access to behavioral health services by reducing delays in provider panel enrollment.