Health Insurance - Required Coverage - Prescription Weight Loss Drugs

HB 1031 requires health insurers, nonprofit health plans, and health maintenance organizations in Maryland to cover prescription weight loss drugs for people diagnosed with obesity and at least one related health condition (like diabetes or high blood pressure) that can be treated with these medications. It applies to all individual, group, and blanket health insurance policies issued or renewed in Maryland on or after January 1, 2026. The law directly affects covered individuals with obesity and specific comorbidities, as well as the insurers obligated to provide this coverage. It does not change existing coverage for weight loss drugs unrelated to obesity or other qualifying conditions.