Health Insurance - Qualified Resident Enrollment Program (Access to Care Act)

This bill establishes the Qualified Resident Enrollment Program to help individuals in Maryland who currently lack health insurance access enroll in qualified plans. It defines "qualified residents" as people living in the state who are not incarcerated, regardless of their immigration status, and who do not qualify for existing federal or state assistance programs like Medicaid or Medicare. The program allows the Maryland Health Benefit Exchange to manage enrollment, potentially with help from a third-party contractor, and requires a specific federal waiver approval before it can begin. Additionally, the legislation creates a dedicated fund to finance the program's operations and administration, ensuring it has the necessary resources to function.