An Act To Remove The Requirement That Individual And Small Group Health Plans Be Offered Through A Pooled Market And To Eliminate The Provision Of Law Establishing A Pooled Market For Those Plans

LD 519 removes the requirement that individual and small group health insurance plans in Maine must be sold through the state-established "pooled market" and repeals the law creating this market structure. This change eliminates a regulatory framework that previously governed how insurers offered these plans, allowing insurers to sell them through standard market channels instead. The bill also updates related provisions to remove references to the pooled market in clear choice design rules for health plans. This affects health insurers and consumers purchasing individual or small group health plans in Maine.