An Act To Ensure Ongoing Access To Medications And Care For Chronic Conditions And Conditions Requiring Long-Term Care By Changing Requirements For Prior Authorizations

This bill changes prior authorization rules for health insurance plans to improve access to ongoing treatments. It requires that prior authorizations for chronic conditions or long-term care remain valid for the full treatment duration or one year (whichever is longer), and prohibits renewal more frequently than once every five years for treatments lasting over a year. It also prevents health plans from restricting coverage for previously approved medications within 90 days of switching plans, unless the patient's condition changes, and mandates 90 days' notice before any coverage restriction. The bill directly affects patients with chronic conditions and health insurance carriers in Maine.