An Act Regarding The Reporting Of Medical Debt On Consumer Reports

LD 1030 prohibits credit bureaus from listing certain medical debts on consumer credit reports. It specifically applies to Maine residents who had health insurance at the time of emergency care or out-of-network treatment, after they've paid deductibles, copays, and coinsurance. The law blocks reporting of the remaining balance for these covered medical expenses. This change prevents such debts from negatively impacting credit scores for people with insurance who received emergency or out-of-network care.