Rep. Mike Flood

Maddy summaryThis bill, known as the Ratepayer Protection Act, modifies federal energy laws to ensure that large industrial customers pay for the specific infrastructure upgrades needed to serve their high electricity demands. It directly affects non-residential facilities with a peak power usage of 100 megawatts or more, requiring utilities to charge these customers the full incremental cost of any necessary generation, transmission, or distribution improvements. Under the new rules, large customers must also provide financial guarantees or contributions before such upgrades are made, ensuring utilities can recover costs even if the customer leaves the contract early. State regulators have two years to implement these standards, though the bill exempts utilities in states that have already enacted similar measures or are actively considering them.

Maddy summaryThe Consumer Financial Protection Accountability and Reform Act of 2026 significantly restructures the Bureau of Consumer Financial Protection by subjecting it to the regular federal appropriations process and establishing an independent Inspector General appointed by the President. The bill restricts the Bureau's supervisory authority over banks and credit unions with assets under $30 billion, allowing these institutions to elect to remain under their existing prudential regulators instead. It also introduces a safe harbor for small-dollar loans of $3,500 or less that meet specific structural requirements, shielding compliant lenders from civil money penalties and private damages. Additionally, the legislation creates federal standards for earned wage access services, requiring providers to offer a no-cost option for early wage access and prohibiting them from treating these services as credit or debt under federal law.

Maddy summaryThis bill requires all new passenger vehicles manufactured for sale in the U.S. to include AM radio as standard equipment (not an optional add-on) by 2027-2028, depending on manufacturer size. It mandates that AM radio receivers must be easily accessible to drivers and allows compliance through digital AM broadcast technology. During a transition period, manufacturers must clearly label vehicles without AM radio but cannot charge extra for this feature. The bill also mandates a GAO study on AM radio's role in emergency alerts and includes a 10-year sunset provision for the rule. It preempts state laws regarding AM radio access in vehicles.

Maddy summaryThe Pray Safe Act of 2025 establishes a federal Clearinghouse within the Department of Homeland Security to provide houses of worship, faith-based organizations, and nonprofit groups at risk of threats with evidence-based safety resources. The Clearinghouse will publish online best practices for security planning, facility safety, and incident response, while listing existing federal and state grant programs to help these organizations implement these measures. It requires annual updates based on user feedback and includes a centralized resource section for contacts like Protective Security Advisors and Fusion Centers. The program expires four years after enactment and does not create new funding but coordinates existing federal and state safety resources.

National Law Enforcement Officers Remembrance, Support and Community Outreach Act. [ sic ] This bill temporarily directs the Department of the Interior to award a grant to the National Law Enforcement Officers Memorial Fund for the expenses associated with operating and enhancing the community outreach, public education, and officer safety and wellness programs of the National Law Enforcement Museum.

Maddy summaryHR 5267, the American Franchise Act, clarifies when franchisors can be considered joint employers of franchisee employees under federal labor laws. It defines "substantial direct and immediate control" over essential employment terms like wages, benefits, hours, hiring, and discipline - requiring franchisors to actively set these terms to be deemed joint employers. The bill explicitly excludes routine brand standards, training, or minimal safety requirements from constituting such control. This directly affects franchisors and franchisees by limiting joint employer liability to cases where franchisors exert significant, ongoing influence over core employment decisions. The law applies prospectively to new cases after enactment, not past disputes.

Maddy summaryThe GATE Act of 2026 prohibits U.S. national laboratories from admitting or granting access to foreign nationals from China, Russia, Iran, North Korea, and Cuba who are not permanent residents or U.S. citizens. This ban applies to individuals seeking to visit the facilities or work there for more than 30 consecutive days. The Secretary of Energy may issue a written waiver to allow specific exceptions if they determine that the benefits to the United States outweigh national security and economic risks, a decision made in consultation with intelligence officials. Any such waivers must be reported to relevant congressional committees within 30 days, including details on the individual's country of origin and the specific reasons for the exception.

Maddy summaryThis bill, titled the Uniform Vehicle Safety Standards Act of 2026, aims to standardize how motor vehicle safety rules are applied across the United States. It directly affects vehicle manufacturers and legal proceedings by modifying federal law to explicitly exempt companies from liability when they meet existing safety standards set by the National Highway Traffic Safety Administration. The key provision prevents courts from using common law lawsuits to require vehicles to exceed these established federal safety requirements, thereby reducing legal uncertainty for interstate commerce. By clarifying that compliance with federal standards is sufficient, the legislation seeks to prevent additional lawsuits that could disrupt the national vehicle market.

Maddy summaryHR 7008, the Stop Insider Trading Act, restricts Members of Congress, their spouses, and dependent children from purchasing certain investments like stocks in publicly traded companies. It requires 7-14 days' advance public notice before selling any such investment, including the sale date, description, and number of shares. Exceptions apply for work-related transactions (e.g., employer compensation) and reinvesting dividends. Violations trigger a fee of $2,000 or 10% of the investment’s value (whichever is greater), plus any net gain, paid from personal funds - not congressional allowances or campaign donations. The bill aims to prevent conflicts of interest by increasing transparency around congressional financial dealings.