AUTOMOBILE INSURANCE: Creates a mandatory right of appraisal for automobile repairs. (8/1/26)

This bill modifies automobile insurance laws to grant third parties, such as repair shops, the right to request an independent appraisal of vehicle damage costs. Currently, only policyholders can demand this process, but the legislation expands this right to include other interested parties involved in the repair dispute. The mechanism allows these third parties to bypass the insurance company's initial assessment if they disagree with the estimated repair expenses. This change directly affects auto insurers, repair facilities, and consumers who may be involved in disagreements over the cost of fixing a damaged vehicle.