HEALTH/ACC INSURANCE: Provides for the method of dental reimbursement or payments. (gov sig)
SB 192 requires dental insurance plans in Louisiana to obtain written, explicit consent ("express acceptance") from dentists before switching their payment method to electronic funds transfer or credit card. It defines "express acceptance" as a clear, written agreement from the dental provider, eliminating implied or ambiguous consent. The bill applies to all new dental insurance policies issued on or after January 1, 2027, and existing policies must comply by January 1, 2028. This directly affects dental insurance plans and dentists by mandating written agreement for payment method changes.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2026
Committee Review
Apr 2026
Senate Passage
May 2026
House Passage
May 2026
Signed into Law
May 2026
Introduced Feb 26, 2026
Signed May 22, 2026
Maddy AI version diff · 3 comparisons
What changed between versions
SB192 Original
→
SB192 Act 360
·
3 edits
MINOR
This bill updates the legal definition of 'express acceptance' for dental payment methods to explicitly allow electronic signatures and digital checkboxes, ensuring modern digital consent is legally valid. It also clarifies that violating this requirement invalidates the payment election until a new agreement is made. Finally, the bill changes the effective date for new policies to January 1, 2027, and requires existing plans to comply by January 1, 2028.
Scope change
The bill expands the scope of valid consent methods to include digital formats and clarifies the consequences of non-compliance regarding payment elections.
DEFINITION
The definition of 'express acceptance' was updated to explicitly include electronic signatures and digital checkboxes, removing the previous restriction to written agreements only.
REQUIREMENT
The requirement for express acceptance now explicitly states that failure to comply nullifies the current payment election until a new agreement is executed.
TIMELINE
The effective date for new policies was set to January 1, 2027, and existing plans were given until January 1, 2028, to convert to the new provisions.
Floor votes · Senate Mar 25, 2026 · House May 11, 2026
How they voted
34–0
Passed · 6 other
Total votes 40
Mar 25, 2026
D
Democratic12
66% Yea
R
Republican28
92% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
19
Key actions
5
Committee
4
Amendments
1
May 18, 2026
Upper · Passed
Amendments proposed by the House read and concurred in by a vote of 37 yeas and 0 nays.
upper
May 11, 2026
Lower · Passed
Read third time by title, amended, roll called on final passage, yeas 97, nays 0. Finally passed, ordered to the Senate.
lower
May 5, 2026
Introduced
Reported without Legislative Bureau amendments.
lower
Apr 29, 2026
Lower · Passed
Reported with amendments (12-0). Referred to the Legislative Bureau.
lower
Mar 30, 2026
Committee
Read by title, under the rules, referred to the Committee on Insurance.
lower
Mar 25, 2026
Upper · Passed
Read by title, passed by a vote of 34 yeas and 0 nays, and sent to the House. Motion to reconsider tabled.
upper
Mar 18, 2026
Upper · Passed
Reported favorably.
upper
Mar 9, 2026
Committee
Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.
upper
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Franklin Foil
RRepublican
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