INSURANCE: Provides for fines issued by the commissioner of insurance
This bill updates Louisiana state laws to clarify the penalties the insurance commissioner can impose on insurers, insurance producers, claims adjusters, and related licensees for violating insurance regulations. It allows the commissioner to issue fines of up to $1,000 per violation, with an annual cap of $100,000 per entity, or to suspend or revoke licenses when violations are serious enough to warrant such action. The bill also gives the commissioner authority to order violators to stop their non-compliant activities and provides for administrative hearings if an affected party contests the penalty. Additionally, the legislation removes certain previous limitations on when the commissioner can impose fines and includes technical updates to existing statutes.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2026
Committee Review
Apr 2026
House Passage
May 2026
Senate Passage
May 2026
Signed into Law
May 2026
Introduced Feb 27, 2026
Signed May 22, 2026
Maddy AI version diff · 3 comparisons
What changed between versions
HB903 Original
→
HB903 Act 325
·
4 edits
MODERATE
The bill was converted from a draft to an enrolled act and significantly increased the maximum aggregate fines for insurance violations from one hundred thousand dollars to one hundred thousand million dollars. It also added new procedural requirements allowing aggrieved parties to demand hearings and clarified the commissioner's authority to suspend licenses or withhold fines.
Scope change
The scope of financial penalties was drastically expanded to allow for much higher aggregate fines per entity.
ENFORCEMENT
The maximum aggregate fine for violations was increased from one hundred thousand dollars to one hundred thousand million dollars across multiple sections.
New provisions allow aggrieved parties to demand a formal hearing before penalties are imposed.
The commissioner is now explicitly authorized to withhold fines until a hearing determines they are warranted.
Requirements for suspending or revoking insurance certificates were clarified to ensure compliance with existing hearing procedures unless immediate action is necessary.
Floor votes · Senate May 11, 2026 · House Apr 14, 2026
How they voted
35–0
Passed · 5 other
Total votes 40
May 11, 2026
D
Democratic12
75% Yea
R
Republican28
92% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
22
Key actions
5
Committee
5
May 13, 2026
Lower · Passed
Read by title, roll called, yeas 97, nays 0, Senate amendments concurred in.
lower
May 11, 2026
Upper · Passed
The amended bill was read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
upper
Apr 27, 2026
Committee
Committee amendments read and adopted. Read by title and referred to the Legislative Bureau.
upper
Apr 22, 2026
Upper · Passed
Reported with amendments.
upper
Apr 14, 2026
Lower · Passed
Read third time by title, roll called on final passage, yeas 101, nays 0. Finally passed, title adopted, ordered to the Senate.
lower
Apr 8, 2026
Lower · Passed
Reported with amendments (13-0).
lower
Mar 9, 2026
Committee
Read by title, under the rules, referred to the Committee on Insurance.
lower
Feb 27, 2026
Committee
Under the rules, provisionally referred to the Committee on Insurance.
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
John Illg
RRepublican
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