CIVIL/DAMAGES: Provides relative to recovery limitations for failure to maintain compulsory motor vehicle liability security

HB 516 limits recovery for damages in motor vehicle accidents when the at-fault driver lacks required auto insurance. It prohibits recovery of the first $115,000 for bodily injury or property damage from uninsured drivers, and if an uninsured driver sues and wins up to $115,000, they must pay all court costs. The bill also ensures insurers can seek repayment for amounts paid beyond the $115,000 cap for both bodily injury and property damage claims. This directly affects uninsured drivers, their victims, and insurance companies handling accident claims.