INSURANCE: Prohibits financial incentives or penalties to encourage healthcare providers to administer vaccinations

HB 452 prohibits health insurance plans from offering extra payments to healthcare providers to encourage administering vaccinations or denying reimbursement/charging penalties to influence vaccination rates. It directly affects insurance companies and healthcare providers by banning financial incentives or penalties tied to vaccine administration. The law applies to most health insurance plans (including employer-sponsored and HMO plans) but excludes limited benefit plans and short-term policies. This creates a clear policy change: insurers cannot use financial pressure to steer providers toward or away from vaccinating patients.