CIVIL/DAMAGES: Provides relative to uninsured motorist recovery limitations

HB 173 limits recovery for drivers who let their auto insurance lapse beyond 30 days. It directly affects drivers with a coverage gap exceeding 30 days, preventing them from claiming compensation for bodily injury or property damage if they cause or are involved in an accident during that lapse. The key provision creates a strict 30-day threshold: if insurance coverage was not maintained for more than 30 consecutive days, the driver loses the right to seek damages for injuries or property damage resulting from an accident. This policy change clarifies that coverage gaps longer than 30 days eliminate recovery rights, regardless of fault.