INSURANCE/GROUP-STATE: Provides for participation by full-time firefighters in insurance programs offered by the state's Office of Group Benefits (RE INCREASE SG EX See Note)

This bill allows full-time firefighters in Louisiana local government fire departments to join state insurance programs if their employer chooses to participate. It defines eligible fire departments as any local organization whose main purpose is fire prevention and extinguishing, and requires that all employees and retirees in the same class be included if one firefighter participates. The law also grants credit for prior health insurance coverage during the period before the employer opts into the program, ensuring firefighters don't lose coverage history. Employers retain the discretion to decide whether to enroll their fire department staff in these benefits, with no legal barrier preventing such participation. The changes take effect on January 1, 2027.