BANKS/BANKING: Memorializes the United States Congress to stop debanking policies

This Louisiana legislative resolution (HR 316) urges Congress and the former Trump administration to prevent federal regulators from pressuring banks to cut ties with specific industries. It criticizes past actions like "Operation Choke Point" (targeting gun sellers, payday lenders, and crypto businesses) and regulatory "guidance" on climate policy, arguing such pressure harms free-market access to banking. The resolution demands regulators focus solely on financial crime (money laundering, terrorism financing) and avoid using their authority to advance unrelated policy goals. It calls for greater transparency to balance regulatory oversight with fair access to banking services for law-abiding customers. Note: This is a symbolic state resolution, not a federal law.