HB 549 Louisiana House · 2025 Regular Session

INSURANCE/AUTOMOBILE: Provides a premium discount for commercial motor vehicles with dashboard cameras and telematics systems

HB 549 would require commercial auto insurers to offer premium discounts to businesses using dashboard cameras or telematics safety monitoring systems on their motor vehicles. It directly affects commercial trucking companies, delivery fleets, and similar businesses that operate motor vehicles, as well as insurers providing commercial auto coverage. The key provision mandates insurers to provide these discounts for qualifying vehicles equipped with the specified safety technologies. An amendment excludes surplus lines insurers from this requirement. The bill is currently moving through the legislative process after passing committee review.

Bill status signed all 5 stages cleared

Introduction

Apr 2025

Committee Review

May 2025

House Passage

Apr 2025

Senate Passage

May 2025

Signed into Law

May 2025

Introduced Apr 4, 2025 Signed May 28, 2025

Maddy AI version diff · 4 comparisons

What changed between versions

HB549 Original → HB549 Act · 2 edits

MINOR

The bill was formally enrolled and approved by the Governor, adding signatures from multiple representatives and converting the text from an original draft to an enacted Act. The substantive policy content regarding insurance discounts for vehicles with dashboard cameras and telematics systems remains unchanged, with the only functional addition being the official signatures required for the law to take effect.

Scope change

The bill's scope and applicability remain unchanged; the text represents the final enacted version of the same policy.

TECHNICAL

Added official enrollment status, signatures from additional representatives, and the Governor's approval to finalize the bill as law.

Removed draft headers, pre-filing notices, and the original sponsor list to reflect the final enrolled version.

Floor votes · Senate May 20, 2025 · House Apr 28, 2025

How they voted

34–0

Passed · 3 other

Total votes 37

May 20, 2025

D Democratic11

9 Yea 2

81% Yea

R Republican26

25 Yea 1

96% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

May 20, 2025

Upper · Passed

Read by title, passed by a vote of 36 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.

upper

May 8, 2025

Committee

Read by title and referred to the Legislative Bureau.

upper

May 7, 2025

Upper · Passed

Reported favorably.

upper

Apr 28, 2025

Lower · Passed

Read third time by title, amended, roll called on final passage, yeas 86, nays 0. Finally passed, title adopted, ordered to the Senate.

lower

Apr 16, 2025

Lower · Passed

Reported favorably (14-0).

lower

Apr 14, 2025

Committee

Read by title, under the rules, referred to the Committee on Insurance.

lower

Apr 4, 2025

Committee

Under the rules, provisionally referred to the Committee on Insurance.

lower

1 primary · 21 co-sponsors