HB 434 Louisiana House · 2025 Regular Session

CIVIL/DAMAGES: Provides relative to recovery limitations for failure to maintain compulsory motor vehicle liability security

HB 434 modifies Louisiana law to limit compensation for individuals involved in car accidents when the at-fault driver failed to maintain required auto insurance. Specifically, it adds a new provision stating that recovery limitations apply only to "general damages" (such as pain and suffering), not to other types of compensation like medical bills or lost wages. This change directly affects accident victims seeking damages from uninsured drivers, restricting the scope of recoverable losses. The bill amends Louisiana Revised Statute 32:866 to clarify this limitation in the legal framework for civil liability claims.

Bill status signed all 5 stages cleared

Introduction

Apr 2025

Committee Review

May 2025

House Passage

Apr 2025

Senate Passage

May 2025

Signed into Law

May 2025

Introduced Apr 4, 2025 Signed May 28, 2025

Maddy AI version diff · 3 comparisons

What changed between versions

HB434 Original → HB434 Act · 3 edits

MINOR

This bill updates the text of an existing law regarding insurance recovery limits to match the final enacted version. The primary substantive change is the addition of a new subsection (F) that grants insurance companies the right to recover money they paid on behalf of their insureds from the at-fault driver, but only for amounts exceeding the first $150,000 in bodily injury and $250,000 in property damage. The bill also removes the Digest section, which previously summarized the law's intent, as digests are not part of the official statute.

Scope change

The scope of the bill's applicability remains unchanged; it continues to apply to cases where a driver fails to maintain compulsory motor vehicle liability security.

REQUIREMENT

Added new subsection F granting insurers subrogation rights to recover payments made to third parties, limited to amounts exceeding $150,000 for bodily injury and $250,000 for property damages.

TECHNICAL

Updated the bill's header and sponsor list to reflect the enrolled version with multiple representatives and the official Act number.

Removed the Digest section and the 'HLS' identifier, as these are explanatory aids and not part of the binding law.

Floor votes · Senate May 21, 2025 · House Apr 28, 2025

How they voted

27–9

Passed · 2 other

Total votes 38

May 21, 2025

D Democratic11

9 Nay 2

81% Nay

R Republican27

27 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

May 21, 2025

Upper · Passed

Rules suspended. Read by title, passed by a vote of 28 yeas and 9 nays, and ordered returned to the House. Motion to reconsider tabled.

upper

May 19, 2025

Committee

Read by title and referred to the Legislative Bureau.

upper

May 14, 2025

Upper · Passed

Reported favorably.

upper

Apr 28, 2025

Lower · Passed

Read third time by title, roll called on final passage, yeas 76, nays 14. Finally passed, title adopted, ordered to the Senate.

lower

Apr 15, 2025

Lower · Passed

Reported with amendments (11-2-1).

lower

Apr 14, 2025

Committee

Read by title, under the rules, referred to the Committee on Civil Law and Procedure.

lower

Apr 4, 2025

Committee

Under the rules, provisionally referred to the Committee on Civil Law and Procedure.

lower

1 primary · 32 co-sponsors