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HB 368 Louisiana House · 2025 Regular Session

CONSUMERS: Provides relative to earned wage access services (EN +$16,544 SG EX See Note)

HB 368 regulates earned wage access services, which allow workers to access part of their earned wages before payday. It requires providers to submit annual reports detailing revenue, transactions, consumer complaints, and fees, and prohibits false advertising about these services. The bill directly affects service providers (like apps or employers offering early wage access) and ensures transparency for consumers. Key provisions include mandatory public reporting by the Office of Financial Institutions and penalties for non-compliance, such as voiding contracts with consumers. The law amends existing statutes to establish these reporting and advertising standards.
Issues: ✓ Labor & EmploymentSupports Labor & EmploymentRegulates earned wage access to prevent false advertising and mandates transparency via public reporting, protecting workers' rights to access earned wages without exploitation.90% confidence
Bill status signed all 5 stages cleared
Introduction
Apr 2025
Committee Review
Jun 2025
House Passage
May 2025
Senate Passage
Jun 2025
Signed into Law
Jul 2025
Introduced Apr 3, 2025 Signed Jul 1, 2025
Maddy AI version diff · 4 comparisons

What changed between versions

HB368 Original → HB368 Act 496 · 3 edits
MINOR
The bill was enacted into law as Act No. 496, updating the official statute numbers from R.S. 9:3591.1 through 3591.5 to include new sections 3591.6 and 3591.7. The text of the definitions and provider requirements sections was reformatted and renumbered to align with the new statutory structure, while the core policy language regarding consumer rights and provider obligations remained substantively consistent.
Scope change
The scope of the law was expanded by adding two new sections (3591.6 and 3591.7) that were not present in the original draft, likely covering annual reporting requirements and enforcement mechanisms.
SCOPE

Added new statutory sections 3591.6 and 3591.7 to the chapter, expanding the law's coverage to include annual reporting and enforcement provisions.

TECHNICAL

Updated the chapter title and short title references to reflect the new range of statute numbers (3591.1 through 3591.7).

Reformatted and renumbered the definitions and provider requirements sections to match the new statutory numbering scheme.

Floor votes · Senate Jun 2, 2025 · House May 19, 2025

How they voted

35–0
Passed · 2 other
Total votes 37
Jun 2, 2025
D Democratic11
11 Yea
100% Yea
R Republican26
24 Yea 2
92% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
19
Key actions
4
Committee
5
Jun 2, 2025
Upper · Passed
Read by title, passed by a vote of 37 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
upper
Jun 1, 2025
Committee
Read by title and referred to the Legislative Bureau.
upper
May 29, 2025
Upper · Passed
Reported favorably.
upper
May 19, 2025
Lower · Passed
Read third time by title, amended, roll called on final passage, yeas 93, nays 0. Finally passed, title adopted, ordered to the Senate.
lower
May 13, 2025
Lower · Passed
Reported with amendments (13-0).
lower
Apr 14, 2025
Committee
Read by title, under the rules, referred to the Committee on Commerce.
lower
Apr 3, 2025
Committee
Under the rules, provisionally referred to the Committee on Commerce.
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Vinney St. Blanc
Vinney St. Blanc
RRepublican
LA
50