HB 258 Louisiana House · 2025 Regular Session

INSURANCE/AUTOMOBILE: Provides relative to automobile liability insurance premiums of policyholders sixty-five years of age or older

HB 258 addresses automobile liability insurance premiums for policyholders aged 65 or older. The bill specifically amends a section of the insurance code to clarify that the commissioner retains authority to impose penalties or regulatory actions under this title. It directly affects senior drivers by modifying how insurance premiums for this group are governed under state law. The bill advanced through committee in April 2025 and passed its second reading in May 2025, pending final passage. The amendment focuses on ensuring regulatory enforcement powers remain intact without specifying premium changes.
Bill status signed all 5 stages cleared
Introduction
Apr 2025
Committee Review
May 2025
House Passage
May 2025
Senate Passage
Jun 2025
Signed into Law
Jun 2025
Introduced Apr 1, 2025 Signed Jun 8, 2025
Maddy AI version diff · 3 comparisons

What changed between versions

HB258 Original HB258 Act · 2 edits
MINOR
This bill amends the law prohibiting insurance companies from raising premiums solely because a driver is 65 or older. The most significant change is the update to penalties for violations, shifting from a fixed $10,000 fine per violation to allowing the insurance commissioner to impose any penalty or regulatory action authorized by law. The bill also removes administrative headers and digest sections that are not part of the final enacted statute.
ENFORCEMENT

Changed the penalty for violating the age-based premium ban from a specific $10,000 fine to any penalty or regulatory action the commissioner is authorized to take.

TECHNICAL

Removed prefiling statements, digest summaries, and page headers that were present in the original bill but are not included in the final enacted act.

Floor votes · Senate Jun 2, 2025 · House May 13, 2025

How they voted

360
Passed · 1 other
Total votes 37
Jun 2, 2025
D Democratic11
10 Yea 1
90% Yea
R Republican26
26 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
19
Key actions
4
Committee
5
Jun 2, 2025
Upper · Passed
Read by title, passed by a vote of 38 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
upper
May 29, 2025
Committee
Read by title and referred to the Legislative Bureau.
upper
May 28, 2025
Upper · Passed
Reported favorably.
upper
May 13, 2025
Lower · Passed
Read third time by title, roll called on final passage, yeas 97, nays 0. Finally passed, title adopted, ordered to the Senate.
lower
May 7, 2025
Lower · Passed
Reported with amendments (14-0).
lower
Apr 14, 2025
Committee
Read by title, under the rules, referred to the Committee on Insurance.
lower
Apr 1, 2025
Committee
Under the rules, provisionally referred to the Committee on Insurance.
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Sylvia Taylor
Sylvia Taylor
DDemocratic
LA
57