AN ACT relating to alcoholic beverages.

SB 228 requires retail businesses that sell alcohol in Kentucky (like bars and restaurants) to carry liquor liability insurance before receiving or renewing their license. Specifically, it mandates $250,000 coverage for injuries or deaths involving one person per incident, and $500,000 for incidents involving multiple people. Licensees must provide proof of this insurance to the state department when applying for or renewing their license. The bill creates a new requirement within Kentucky's alcohol licensing laws, directly affecting all retail alcohol sellers in the state.