AN ACT relating to insurance. Amend KRS 329A.070 to exempt certain individuals employed by an insurance company from the Kentucky Private Investigators Licensing Act; amend KRS 304.9-430 to exempt individuals employed by an insurance company to investigate fraudulent claims from licensure requirements of a staff adjuster, and delete an expired subsection; amend KRS 304.20-020 to provide that any insured named in the policy, rather than the named insured, may reject uninsured motor vehicle coverage and provide that if a named insured rejected coverage, in addition to coverage provided in or supplemental to renewal, the insurer is not required to provide coverage supplemental to a reinstatement, substitute, replacement, or amended policy issued to the same named insured by the same insurer or its affiliates; amend KRS 304.39-230 to specify the method for determining the date for when the last reparation payment is made; amend KRS 304.9-295 and 304.9-436 to conform.