Insurance

HB 2100 allows pharmacists in Kansas to initiate HIV post-exposure prophylaxis (PEP) medication for patients who believe they've been exposed to HIV, directly affecting pharmacists and those at risk of HIV exposure. The bill requires the state board of pharmacy to create a statewide protocol mandating proper patient education on PEP use, safe administration, and follow-up care with a doctor, alongside accurate recordkeeping. Pharmacists acting in good faith under this protocol are protected from civil lawsuits, criminal charges, or professional discipline related to initiating PEP. The protocol must be established by January 1, 2026, to ensure timely access to HIV prevention medication outside of traditional medical settings.

SB 328 allows pharmacists to provide stock epinephrine auto-injectors to Kansas schools for emergency use in treating severe allergic reactions (anaphylaxis). It updates school medication policies to include these kits, requiring a doctor or nurse practitioner's prescription in the school's name, and shields pharmacists from liability when distributing them. This directly affects public and private schools by enabling them to maintain emergency medication kits without requiring individual student prescriptions for each incident.

SB 32 reduces insurance company premium tax rates in Kansas and stops the practice of sending 1% of those taxes to the insurance department's service regulation fund. Instead, it requires insurance companies to pay annual assessments based on their total assets (with a $500 minimum and $25,000 maximum per company) to fund the department's regulatory activities. This directly affects all insurance companies licensed to operate in Kansas, shifting their primary funding obligation from tax remittances to these asset-based assessments. The bill amends Kansas statutes 40-112 and 40-252 to implement these changes, effective January 1, 2026.

SB 28 updates Kansas law for insurance agents and public adjusters by revising the conditions under which the state commissioner can deny, suspend, revoke, or refuse to renew a license. It adds new grounds for license action, such as failing to pay state taxes or comply with child support orders, and requires the commissioner to consider specific factors - like rehabilitation efforts, the seriousness of a criminal conviction, and the applicant's age at the time of the offense - when making decisions. This directly affects licensed insurance professionals in Kansas by clarifying the standards for maintaining their licenses. The bill amends and replaces existing sections of the Kansas Statutes (K.S.A. 40-4909 and 40-5510) to modernize these licensing requirements.

SB 121 authorizes Kansas' commissioner of insurance to annually select and publish the version of specific National Association of Insurance Commissioners (NAIC) insurance calculations, instructions, and documents that will apply for the next calendar year, requiring this announcement to be published in the Kansas Register by December 1. The bill directly affects life insurers by allowing them to follow health financial reporting standards and adopts key NAIC provisions related to group capital calculations and liquidity stress testing for insurance holding companies. Key mechanisms include standardizing how Kansas implements NAIC regulatory guidance, eliminating the need for insurers to track multiple annual versions of NAIC instructions. This bill modifies specific insurance statutes (40-2c01, 40-2d01, 40-3302-40-3308) and repeals outdated sections to align Kansas regulation with current NAIC standards.