HR 1919 United States House · 119th Congress

Anti-CBDC Surveillance State Act

HR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.

Issues: ✗ Technology

Bill status passed 3 of 5 stages cleared

Introduction

Mar 2025

Committee Review

Jul 2025

House Passage

Jul 2025

Senate Passage

President

Introduced Mar 6, 2025 Last action Jul 17, 2025

Maddy AI version diff · 1 comparison

What changed between versions

Introduced in House → Engrossed in House · 3 edits · Jul 17, 2025

MINOR

The engrossed version makes one substantive policy change: it narrows the prohibition on Federal Reserve banks offering products or services directly to individuals by specifying 'financial' products or services, rather than all products or services. The remaining changes are technical corrections adding a U.S. Code citation and using the official name of the Board of Governors.

SCOPE

The prohibition on Federal Reserve banks offering products or services directly to individuals was narrowed from all 'products or services' to only 'financial products or services,' which could allow non-financial offerings that were previously prohibited.

TECHNICAL

Added U.S. Code citation '(12 U.S.C. 411 et seq.)' after references to the Federal Reserve Act in Sections 2 and 3 for clarity.

Corrected 'Board of Governors of the Federal Reserve' to the official name 'Board of Governors of the Federal Reserve System' in the Sense of Congress provision.

Floor votes · House Jul 17, 2025

How they voted

219–210

Passed · 3 other

Total votes 432

Jul 17, 2025

D Democratic212

2 Yea 210 Nay

99% Nay

I Independent1

1 Yea

100% Yea

R Republican219

216 Yea 3

98% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jul 17, 2025

Lower · Passed

On passage Passed by the Yeas and Nays: 219 - 210 (Roll no. 201). (text of amendment in the nature of a substitute: CR H3427-3428)

lower

Jul 17, 2025

Lower · Passed

Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 210 (Roll no. 201).

lower

Jul 15, 2025

Lower · Passed

Rules Committee Resolution H. Res. 580 Reported to House. Rule provides for consideration of H.R. 4016, H.R. 3633, H.R. 1919 and S. 1582. The resolution provides for consideration of H.R. 4016 and H.R. 3633 under a structured rule, and H.R. 1919 and S. 1582 under a closed rule, with one hour of general debate on each bill. The resolution provides for a motion to recommit on H.R. 4016, H.R. 3633, and H.R. 1919, and a motion to commit on S. 1582.

lower

May 6, 2025

Lower · Passed

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-92.

lower

Apr 2, 2025

Introduced

Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 22.

lower

Apr 2, 2025

Lower · Passed

Committee Consideration and Mark-up Session Held

lower

Mar 6, 2025

Committee

Referred to the House Committee on Financial Services.

lower

Mar 6, 2025

Introduced

Introduced in House

lower

1 primary · 135 co-sponsors