Requiring that a no cost-sharing requirement be imposed on insureds for diagnostic and supplemental breast examinations for breast cancer.

SB 409 requires health insurance plans in Kansas to cover diagnostic and supplemental breast examinations for breast cancer without any out-of-pocket costs (like deductibles or copays) for policyholders. This applies to exams used to evaluate suspicious findings detected during screening or other exams, as well as exams for high-risk individuals (e.g., those with family history or dense breast tissue). The law takes effect January 1, 2027, for new or renewed plans, with HSA-qualified plans still required to cover these as preventive care under federal law. It does not affect existing coverage but mandates no cost-sharing for these specific exams when provided under the defined guidelines.