Enacting the ensuring transparency in prior authorization act to impose requirements and limitations on the use of prior authorization in healthcare.

SB 330 requires insurance companies to use secure electronic systems for prior authorization requests (replacing fax or separate portals) by 2027, with strict response time limits: 2 hours for emergencies, 24 hours for urgent care, and 14 days for routine services. It prohibits prior authorization for childbirth, neonatal care, and emergency services, and mandates that authorizations for chronic conditions remain valid for the entire treatment period. The bill directly affects insurance companies (as "utilization review entities"), healthcare providers submitting requests, and patients seeking timely care. It aims to reduce delays and administrative burdens in healthcare access through standardized electronic processes and clearer timelines.