Enacting the patient's right to save act to establish shared savings programs and providing for the duties and requirements of such programs.

HB 2735, the "Patient's Right to Save Act," requires health insurers in Kansas to offer voluntary shared savings programs where enrollees can earn financial incentives (minimum 25% of savings) for choosing specific lower-cost, non-emergency healthcare services like lab tests, surgery, or telehealth. These programs must be listed on an insurer’s public webpage, with incentives applied as premium reductions or deposits to health savings accounts - not as taxable income. Insurers must report program participation, savings, and service details annually to the Kansas Department of Insurance. The law directly affects health insurers (requiring program implementation and reporting) and enrollees (who may benefit from reduced costs for covered services).