Authorizing financial institutions to report suspected financial exploitation of an adult account holder to a designated agency, notify any adult designated as a trusted contact by such account holder of suspected financial exploitation and place a temporary hold on certain transactions or disbursements. Enacting the virtual currency kiosk consumer protection act, providing definitions, and establishing requirements for virtual currency kiosk operators. Prohibiting the office of the state bank commissioner or any other state agency from becoming a receiver for a technology-enabled fiduciary financial institution that becomes insolvent or declares bankruptcy. Providing that earned wage access service registrants are subject to the Kansas financial institutions information security act, and eliminating certain stipulations relating to the payment of negotiable instruments on Saturday afternoons or holidays.

Removed all provisions related to virtual currency kiosks, earned wage access services, and rules regarding Saturday afternoon payments.

Revised the title and introductory text to reflect only the remaining focus on financial exploitation and trusted contacts.

Added new language to Section 3 allowing institutions to disclose to a trusted contact that there is a suspicion of exploitation without revealing specific confidential financial details.

Restructured Section 4 to explicitly authorize temporary holds on transactions for up to 10 business days when exploitation is suspected.

Added extensive provisions regarding virtual currency kiosks, including consumer protection, fraud detection, transaction limits, and money transmission licensure.

Added requirements for earned wage access service registrants to comply with information security standards.

Added protections preventing state agencies from becoming receivers for insolvent technology-enabled fiduciary financial institutions.

Added new requirements for virtual currency kiosk operators regarding disclosures, receipts, live customer service, and location reporting.

Changed the effective date reference from 'Session of 2026' to a standard enactment clause.

Reformatted the bill text to include a detailed summary of all included topics in the title rather than just the adult exploitation provisions.