A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations.

This Iowa bill (SSB 1060) prohibits health insurance plans from charging patients out-of-pocket costs (like copays or deductibles) for required supplemental and diagnostic breast examinations. It directly affects Iowa residents with health insurance who need these specific follow-up or diagnostic breast exams. The bill defines "cost-sharing" broadly and requires insurers to cover these exams without additional patient payments, with a limited exception for high-deductible health plans (HDHPs): the no-cost rule applies only after the patient meets their annual deductible, except for preventive care. The law takes effect for new or renewed insurance policies in Iowa starting January 1, 2026.