A bill for an act relating to insurance coverage for acupuncture.

SF 87 requires most health insurance plans in Iowa to cover acupuncture services performed by licensed acupuncturists, starting January 1, 2026. The bill mandates that this coverage must be equally favorable as coverage for general physical illness, meaning out-of-pocket costs (like deductibles or copays) cannot be higher than for standard medical care. It applies to individual, group, and small group health insurance plans but excludes dental, vision, Medicare supplements, workers' compensation, and other specialized coverage. This law directly affects health insurance providers and policyholders by expanding covered services without increasing patient costs relative to conventional medical treatments.