A bill for an act relating to preneed sellers, sales agents and sales agent applicants, and government cemeteries.

This Iowa bill (HSB 600) strengthens consumer protections for prepaid funeral and cemetery services. It requires sellers to refund purchase prices adjusted for inflation (using the U.S. Bureau of Labor Statistics' CPI) within 30 days for cancellations, with sellers limited to deducting no more than 10% of the price for expenses. The bill also mandates clear disclosure of insurance division oversight in contracts and tightens licensing rules for sales agents, including annual renewal requirements and employer association requirements. These changes directly affect preneed funeral/cemetery sellers, their sales agents, and consumers who purchase these services.