A bill for an act relating to enclosed structures on private docks and required insurance.

This bill allows private dock owners in Iowa with valid permits to build enclosed structures (like shelters for boat lifts or docking areas) under specific conditions. The structures must use rust-resistant materials, stay under 30 feet wide and 20 feet above water, avoid plumbing/electricity except for marine equipment, and not be used for living. Crucially, owners must maintain $1 million in dock liability insurance for these structures, and remain liable for any damages they cause. It directly affects private dock owners who want to add enclosed storage for boating equipment.