A bill for an act relating to the natural hazard mitigation financing program, the disaster recovery housing assistance program, the disaster recovery new housing program, post-loss assignment of benefits, the licensing and regulation of adjusters, appraisers, and umpires, and the Iowa economic emergency fund, and providing penalties, making appropriations, and including effective date and retroactive applicability provisions.

HF 982 establishes and funds a natural hazard mitigation financing program to assist communities in preparing for and recovering from disasters. This program creates dedicated funds, separate from the state's general fund, and authorizes the issuance of bonds and notes to finance a revolving loan fund and provide state matching funds for federal disaster relief. The bill also addresses disaster recovery housing assistance, post-loss assignment of benefits, and the licensing and regulation of adjusters and appraisers. It impacts various stakeholders involved in disaster response and recovery, including state agencies, local governments, and individuals.