HF 857 Iowa House · 2025-2026 Regular Session

A bill for an act relating to solicitation by a financial institution using prescreened trigger lead information from a consumer report.

HF 857 establishes rules for financial institutions regarding their use of specific consumer credit report information for marketing purposes. The bill focuses on "prescreened trigger lead information," which identifies consumers based on criteria suggesting they may be seeking new financial products. It sets guidelines for how financial institutions can use this particular data when soliciting potential customers. This legislation directly impacts both consumers and the financial industry by regulating this form of marketing.
Bill status signed all 5 stages cleared
Introduction
Mar 2025
Committee Review
House Passage
Mar 2025
Senate Passage
Apr 2025
Signed into Law
Apr 2025
Introduced Mar 7, 2025 Signed Apr 18, 2025
Maddy AI version diff · 3 comparisons

What changed between versions

Enrolled Enrolled with Governor's Action · 1 edit · Apr 18, 2025
MINOR
The bill text was reformatted from a line-by-line legislative markup style to a standard continuous paragraph format. The substantive policy content, definitions, and requirements remain identical to the original version.
TECHNICAL

The document formatting was changed from a vertical line-by-line markup style to a standard continuous paragraph layout, making it easier to read while keeping all legal text the same.

Floor votes · Senate Apr 9, 2025 · House Mar 19, 2025

How they voted

480
Passed · 3 other
Total votes 51
Apr 9, 2025
D Democratic16
15 Yea 1
93% Yea
R Republican35
33 Yea 2
94% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
12
Key actions
3
Committee
0
Apr 18, 2025
Signed into law
Signed by Governor.
lower
Apr 9, 2025
Upper · Passed
Passed Senate, yeas 47, nays 0.
upper
Mar 19, 2025
Lower · Passed
Passed House, yeas 96, nays 0.
lower
Mar 7, 2025
Introduced
Introduced, placed on calendar.
lower
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.