A bill for an act relating to Medicare supplement policies and an annual open enrollment period.

HF 70 creates an annual 31-day open enrollment period for Medicare supplement insurance (Medigap) starting March 1 each year, beginning January 1, 2025. It directly affects individuals seeking Medicare supplement policies, including those under 65 who qualify for Medicare due to disability, end-stage renal disease, or environmental hazard exposure. During this period, insurers are prohibited from denying coverage, charging higher premiums based on health status, or excluding preexisting conditions for at least one policy they offer. Insurers must also provide clear notice of the enrollment period to applicants. The bill aims to simplify access to Medigap plans while protecting consumers from health-based discrimination.