A bill for an act providing for the regulation of delivery network companies and drivers, making penalties applicable, and including effective date provisions.

This bill (HF 7) establishes insurance requirements for delivery drivers and companies using digital platforms in Iowa. It requires delivery network drivers or their companies to maintain financial liability coverage of at least $50,000 per person for bodily injury, $100,000 for multiple people, and $25,000 for property damage during both the "delivery available period" (when drivers are logged in but not delivering) and the "delivery service period" (when actively transporting goods). The coverage must supplement existing auto insurance requirements under Chapter 516A and cannot depend on a driver's personal insurance denying a claim first. It directly affects gig-economy delivery drivers and companies like DoorDash or Uber Eats that connect drivers with customers via apps. The bill does not override federal or state transportation laws but clarifies that existing regulations take precedence in case of conflicts.