A bill for an act relating to prior authorization for dental care services.

HF 636 requires dental insurance carriers in Iowa to cover dental services approved through prior authorization, mandating they reimburse providers at the contracted rate for these services. It directly affects dental care providers, insurance carriers, and patients enrolled in dental plans. The bill prohibits carriers from denying claims for pre-approved services except under specific exceptions, such as when benefit limits were exceeded after authorization or documentation fails to support the service. Contracts attempting to waive these requirements are declared void, and the insurance commissioner may create implementing rules.