A bill for an act relating to certain health insurance policies, contracts, and plans and a special enrollment period for pregnant women.

HF 606 requires health insurance plans (including individual/group accident/sickness, hospital/medical, HMOs, and public employee plans) to provide a special enrollment period for pregnant women. This allows pregnant women to enroll in coverage at any time after a healthcare professional certifies their pregnancy, without fees or penalties. Coverage becomes effective the first day of the month when pregnancy is certified (or the next month if chosen by the woman). The bill applies to most health insurance policies delivered or renewed on or after January 1, 2026, but excludes accident-only, Medicare supplement, dental, vision, and similar coverage types.