A bill for an act relating to insurance coverage for covered individuals for the treatment of autism spectrum disorder and including applicability provisions.

This bill (HF 5) requires health insurance plans in Iowa to cover autism spectrum disorder treatment without age limits or annual benefit caps. It eliminates the previous $36,000 yearly maximum for state employee plans (previously limited to those under 21) and removes the 19-year age restriction for applied behavior analysis coverage. Key provisions mandate minimum coverage of 30 inpatient days and 52 annual outpatient visits, prohibit lifetime limits on autism treatment, and require coverage coordination with other autism-related benefits. The bill applies to group health plans delivered or renewed in Iowa on or after January 1, 2026.