A bill for an act modifying provisions related to application periods for the education savings account program.

HF 445 modifies Iowa's education savings account program by creating two application windows for parents or guardians of eligible students attending nonpublic schools. It allows applications for the full school year (due Jan 1-June 30) or for a semester (due Dec 1-Dec 20). Applications submitted for a semester receive only 50% of the standard payment amount (instead of 100%), while school-year applications receive the full amount. The bill affects families seeking funds to cover qualified educational expenses like tuition, tutoring, or materials.