A bill for an act relating to enclosed structures on private docks and required insurance.

HF 323 allows private dock owners with valid permits to build enclosed structures (max 30ft wide, 20ft above water) for protecting hoists or slips, provided they use rust-resistant materials and avoid plumbing, electricity, or living spaces. The bill requires these dock owners to maintain $1 million per occurrence liability insurance for the dock and structure. It directly affects private dock owners who want to add such structures, focusing on safety standards and financial liability for damages.