A bill for an act relating to cost-sharing requirements for supplemental and diagnostic breast examinations.

This Iowa bill requires health insurance plans to cover supplemental and diagnostic breast exams with the same out-of-pocket costs (like copays or deductibles) as routine screening mammograms. It directly affects patients needing follow-up breast exams after abnormal screenings, ensuring they won’t face higher costs than for preventive screenings. The rule applies to most health plans sold in Iowa starting January 1, 2026, with a specific exception for high-deductible plans after the deductible is met for preventive care. The policy change aligns cost-sharing for these exams with existing standards for screening mammograms.