HF 2634 Iowa House · 2025-2026 Regular Session

A bill for an act relating to preneed sellers, sales agents and sales agent applicants, and government cemeteries.

HF 2634 regulates preneed funeral and cemetery services in Iowa. It directly affects preneed sellers (companies selling future funeral services), their sales agents, and consumers purchasing these services. Key changes include requiring sellers to adjust refunds for inflation using the Consumer Price Index, mandating specific consumer disclosures about insurance oversight, tightening sales agent licensing rules (requiring seller designation and annual audits), and clarifying refund procedures for canceled contracts. The bill also updates trust fund management rules and enforcement mechanisms for violations. These provisions aim to improve transparency and consumer protection in preneed sales.
Bill status signed all 5 stages cleared
Introduction
Feb 2026
Committee Review
Apr 2026
House Passage
Mar 2026
Senate Passage
Apr 2026
Signed into Law
May 2026
Introduced Feb 19, 2026 Signed May 15, 2026
Maddy AI version diff · 3 comparisons

What changed between versions

Enrolled Enrolled with Governor's Action · 6 edits · May 15, 2026
MODERATE
This bill amends Iowa's preneed funeral and cemetery laws to clarify rules for sales agents, strengthen oversight of trust funds, and explicitly include government cemeteries under the new regulations. The changes ensure that sales agents are properly designated by sellers, limit how much interest can be withdrawn from trust accounts, and mandate regular audits for sellers with trust arrangements. Additionally, the bill defines 'government cemeteries' and requires them to follow the same disclosure and operational rules as private preneed sellers.
Scope change
The bill's scope expanded to explicitly include government cemeteries (owned or operated by cities, counties, or townships) under the preneed seller regulations, whereas previously they were exempt. It also clarifies the relationship between preneed sellers and their sales agents.
DEFINITION

Added new definitions for 'government cemetery' (owned/operated by a governmental subdivision) and 'governmental subdivision' (city, county, or township).

ELIGIBILITY

Modified requirements for sales agent applicants, mandating that they be designated by a preneed seller before a license can be issued and requiring the seller to file documentation of this designation.

FISCAL

Modified rules for trust funds, allowing sellers to withdraw interest or income only to the extent needed to adjust for inflation, capped at 50% of total interest earned annually.

ENFORCEMENT

Modified examination requirements, mandating that the commissioner conduct an audit of any seller with a trust arrangement at least once every five years.

REQUIREMENT

Added requirements for government cemeteries to comply with the same rules as private preneed sellers, including disclosure statements and refund policies.

Modified refund and cancellation policies to ensure purchasers receive refunds adjusted for inflation, with deductions for actual expenses capped at 10% of the purchase price.

Floor votes · Senate Apr 22, 2026

How they voted

430
Passed · 6 other
Total votes 49
Apr 22, 2026
D Democratic15
14 Yea 1
93% Yea
R Republican34
29 Yea 5
85% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
15
Key actions
6
Committee
4
May 15, 2026
Signed into law
Signed by Governor.
lower
Apr 22, 2026
Upper · Passed
Passed Senate, yeas 44, nays 0.
upper
Apr 15, 2026
Upper · Passed
Committee report, recommending passage.
upper
Apr 13, 2026
Legislature · Passed
Subcommittee: Taylor, Bousselot, and Dotzler.
legislature
Apr 13, 2026
Committee
Referred to Ways and Means.
upper
Mar 12, 2026
Upper · Passed
Subcommittee: Reichman, Bisignano, and Bousselot.
upper
Mar 5, 2026
Lower · Passed
Passed House, yeas 86, nays 0.
lower
Feb 19, 2026
Introduced
Introduced, placed on calendar.
lower
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.