A bill for an act relating to investigations of insurance fraud related to adjusters, appraisers, and umpires, and license and financial responsibility requirements for adjusters, and including effective date provisions.
HF 2582 modifies Iowa's licensing requirements for insurance adjusters. It requires adjuster applicants to secure a minimum $50,000 surety bond (evidence of financial responsibility) before licensing, which must protect policyholders harmed by adjusters' misconduct. The bill also clarifies that licensed insurance producers appointed by insurers don't need separate adjuster licenses. These changes aim to strengthen accountability for adjusters while streamlining licensing for certain professionals. The bill takes effect immediately upon enactment.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2026
Committee Review
Mar 2026
House Passage
Mar 2026
Senate Passage
Mar 2026
Signed into Law
Apr 2026
Introduced Feb 18, 2026
Signed Apr 9, 2026
Maddy AI version diff · 3 comparisons
What changed between versions
Enrolled
→
Enrolled with Governor's Action
·
1 edit
·
Apr 9, 2026
MINOR
The bill text was reformatted from a line-by-line legislative markup style into a clean, standard document layout. No substantive policy changes, legal requirements, or text content were altered; the changes are purely cosmetic and organizational.
TECHNICAL
Converted the bill's text from a vertical, line-separated format to a standard paragraph format with proper indentation and line numbers.
Floor votes · Senate Mar 30, 2026
How they voted
45–0
Passed · 4 other
Total votes 49
Mar 30, 2026
D
Democratic15
93% Yea
R
Republican34
91% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
16
Key actions
7
Committee
4
Apr 9, 2026
Signed into law
Signed by Governor.
lower
Mar 30, 2026
Upper · Passed
Passed Senate, yeas 46, nays 0.
upper
Mar 18, 2026
Upper · Passed
Committee report, recommending passage.
upper
Mar 11, 2026
Legislature · Passed
Subcommittee recommends passage.
legislature
Mar 10, 2026
Legislature · Passed
Subcommittee Meeting: 03/11/2026 10:30AM Senate Lounge.
legislature
Mar 10, 2026
Upper · Passed
Subcommittee: Webster, Dickey, and Drey.
upper
Mar 2, 2026
Lower · Passed
Passed House, yeas 90, nays 0.
lower
Feb 18, 2026
Introduced
Introduced, placed on calendar.
lower
0 primary · 0 co-sponsors
Sponsors
No sponsor information available.
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