A bill for an act relating to certain health insurance policies, contracts, and plans and a special enrollment period for pregnant women.

HF 2415 requires health insurance plans sold in Iowa to provide a special enrollment period for pregnant women. It allows women to enroll in coverage after a health care professional certifies pregnancy, up to 16 weeks gestation, without fees or penalties. Coverage becomes effective the first day of the month when pregnancy is certified (or the following month if chosen). The bill applies to most individual and group health insurance plans sold in Iowa after January 1, 2027, but excludes dental, vision, short-term, Medicare supplement, and accident-only plans.