A bill for an act relating to the minimum amounts required for motor vehicle financial responsibility, and making penalties applicable.

HF 2352 increases Iowa's minimum required auto insurance coverage for motor vehicle financial responsibility. It raises the limits to $50,000 for bodily injury or death of one person per accident, $100,000 for two or more people, and $50,000 for property damage. This applies to all drivers required to prove financial responsibility under Iowa law, including those leasing vehicles (under Chapter 321F) and rideshare drivers when not actively transporting passengers (under Chapter 321N). The bill updates statutory references to reflect these higher coverage amounts without changing other policy requirements.