Bank accounts for foster and emancipated youths.

Added immunity provisions protecting financial institutions from civil or criminal liability when contracting with foster youth, except in cases of gross negligence or willful misconduct.

Changed the definition of 'foster youth' from requiring emancipation status to simply being in foster care, making eligibility broader.

Removed the separate definition of 'emancipated youth' that was previously included in the enrolled version.

Added a new section to IC 34-30-2.1-440.3 regarding depository financial institutions contracting with foster youth.

Changed document format from enrolled House Act to House Bill with updated committee report and citation references.

Removed committee report, sponsor names, and procedural history from the enrolled version.

Added definitions for 'emancipated youth' and 'foster youth' to clarify who qualifies for the new banking provisions.

Added new section allowing qualified youth to open bank accounts with juvenile court consent and establishing their sole responsibility for account costs and penalties.

Expanded eligibility to include foster youth in addition to emancipated youth for opening bank accounts.

Updated the definition of 'foster youth' to require certification or acknowledgment by the department of child services or a designee.

Removed the requirement for Department of Child Services consent, now requiring only juvenile court consent for account opening.

Added protection preventing qualified youth from avoiding contracts by claiming legal disability due to age.

Updated bill status from House version to Engrossed House version with revised printing dates and sponsor information.

Expanded eligibility to include emancipated youth (under 18 with filed or granted emancipation) alongside foster youth.

Added new definition for 'emancipated youth' in Section 1.

Updated legal section references from IC 28-1-20-5.5 to IC 28-1-23-17 throughout the bill.

Changed terminology from 'bank or trust company' to 'depository financial institution' for broader applicability.