HB 1213: Insurance and transfer on death deeds. - Indiana

House Bill (S) → House Bill (H) · 4 edits

MODERATE

This bill was amended and passed by the Senate, moving from House Bill (HB 1213) to Engrossed House Bill (EH 1213). The document shows procedural updates including new Senate sponsors, additional legislative dates, and committee actions, but no substantive policy changes to the bill's content are visible in this diff.

TIMELINE

Added Senate action dates from February 20 through March 6, 2025, showing the bill was referred to Senate committee, reported favorably, and passed the House with unanimous vote (90-0) on February 10, 2025.

TECHNICAL

Added Senate sponsors Lehman, Carbaugh, and Shackleford, with Baldwin listed as Senate sponsor.

Updated bill identifier from HB 1213 to EH 1213 (Engrossed House Bill) and changed digest date from February 4, 2025 to March 5, 2025.

Removed original House-only action dates and committee history, replaced with combined House and Senate legislative timeline.

Enrolled House Bill (H) → House Bill (S) · 4 edits

MODERATE

This bill updates the text of a property insurance statute to remove outdated formatting instructions and clarify that certain insurance coverage rules do not apply to commercial property insurance policies. The changes primarily involve cleaning up the bill's presentation and ensuring the insurance provisions are clearly limited to personal property policies.

Scope change

The bill's substantive scope remains unchanged; it continues to govern insurance coverage for property transferred via transfer on death deeds, but now explicitly excludes commercial lines property insurance policies from its application.

TECHNICAL

Removed the 'Enrolled House Bill' header and printing code instructions that were part of the enrolled version but not needed in the House Bill version.

Added a digest section summarizing the bill's purpose, affected citations, and effective date (July 1, 2025).

Reformatted the bill text to match standard House Bill formatting rather than the enrolled act style.

DEFINITION

Clarified that the insurance coverage provisions do not apply to commercial lines property insurance policies, ensuring the rules only apply to personal property insurance.

Introduced House Bill (H) → Enrolled House Bill (H) · 3 edits · Mar 25, 2025

MINOR

This bill extends the effective date for insurance coverage provisions related to transfer on death deeds from June 30, 2025 to December 31, 2025, and removes language about casualty or liability insurance coverage requirements. The changes adjust when certain insurance protections apply to property transferred through death deeds.

Scope change

The bill's applicability date was extended by approximately six months, and insurance coverage language was removed from the statutory requirements.

TIMELINE

Changed the effective date for insurance coverage provisions from after June 30, 2025 to after December 31, 2025, giving property owners more time before new insurance rules apply.

REQUIREMENT

Deleted language requiring coverage under casualty insurance or liability insurance policies for property transferred by transfer on death deeds.

DEFINITION

Updated the effective date references in multiple subsections from July 1, 2025 to align with the new December 31, 2025 timeline for policy application.

Insurance and transfer on death deeds.

What changed between versions

How they voted

Actions timeline

Sponsors