BUSINESS-TECH
HB 226 amends the Illinois Fairness in Lending Act. The bill makes a technical change specifically to the section of the Act that concerns its short title.
Bill status
passed
3 of 5 stages cleared
Introduction
Apr 2025
Committee Review
Jun 2026
House Passage
Apr 2025
Senate Passage
Governor
Introduced Apr 8, 2025
Last action Jun 1, 2026
Maddy AI version diff · 1 comparison
What changed between versions
Introduced
→
Engrossed
·
3 edits
·
Apr 7, 2025
MINOR
The bill was amended to expand its scope from the Illinois Fairness in Lending Act to the Consumer Fraud and Deceptive Business Practices Act. It adds a new section prohibiting companies from sending home warranty expiration notices that request one-time payments or subscriptions when a customer does not currently have an active plan with that company.
Scope change
The bill's scope was broadened from a specific lending law to the general Consumer Fraud and Deceptive Business Practices Act, and a new specific prohibition regarding home warranty notices was added.
REQUIREMENT
Prohibits companies from sending home warranty expiration notices that request one-time payments or subscriptions if the person does not have a current plan with the company.
SCOPE
Changed the governing statute from the Illinois Fairness in Lending Act to the Consumer Fraud and Deceptive Business Practices Act.
TECHNICAL
Updated the section number and citation to reflect the new statute and added section.
Floor votes · House Apr 7, 2025
How they voted
106–0
Passed · 12 other
Total votes 118
Apr 7, 2025
D
Democratic78
87% Yea
R
Republican40
95% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
51
Key actions
7
Committee
13
Amendments
6
Jun 1, 2026
Committee
Rule 3-9(a) / Re-referred to Assignments
upper
May 18, 2026
Upper · Passed
Senate Floor Amendment No. 1 Adopted; Harmon
upper
May 13, 2026
Introduced
Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 009-004-000
upper
May 13, 2026
Introduced
Senate Floor Amendment No. 1 Assignments Refers to Executive
upper
May 13, 2026
Committee
Senate Floor Amendment No. 1 Referred to Assignments
upper
May 13, 2026
Introduced
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Don Harmon
upper
Jun 2, 2025
Committee
Rule 3-9(a) / Re-referred to Assignments
upper
May 23, 2025
Upper · Passed
Rule 2-10 Committee Deadline Established As June 1, 2025
upper
May 9, 2025
Upper · Passed
Rule 2-10 Committee Deadline Established As May 23, 2025
upper
Apr 23, 2025
Committee
Assigned to Judiciary
upper
Apr 9, 2025
Committee
Referred to Assignments
upper
Apr 8, 2025
Introduced
Arrive in Senate
upper
Apr 7, 2025
Lower · Passed
Third Reading - Short Debate - Passed 106-000-000
lower
Mar 18, 2025
Lower · Passed
Do Pass as Amended / Short Debate Consumer Protection Committee; 008-000-000
lower
Mar 18, 2025
Lower · Passed
House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
lower
Mar 11, 2025
Lower · Passed
House Committee Amendment No. 1 Rules Refers to Consumer Protection Committee
lower
Mar 11, 2025
Committee
Re-assigned to Consumer Protection Committee
lower
Mar 5, 2025
Committee
House Committee Amendment No. 1 Referred to Rules Committee
lower
Mar 5, 2025
Introduced
House Committee Amendment No. 1 Filed with Clerk by Rep. Jay Hoffman
lower
Mar 4, 2025
Committee
Assigned to Executive Committee
lower
Jan 9, 2025
Committee
Referred to Rules Committee
lower
2 primary · 6 co-sponsors
Sponsors
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